In the event of an accident, a vehicle owner who does not have adequate two-wheeler insurance is unable to provide compensation to the sufferer or their family. Due to this, all vehicle owners are required by the Motor Vehicles Act of 1988 to buy motorcycle insurance that provides at least third-party two-wheeler insurance coverage. You can now manage the entire insurance on a two-wheeler insurance app.
Your bike or scooter may sustain harm from unanticipated circumstances thanks to the two-wheeler insurance. A two-wheeler insurance policy aids in easing the financial load of extremely high expenditures that may result from damages caused to your bike as a result of an accident, natural catastrophe, and other occurrences. *
Things to be aware of when filing a motorcycle insurance claim:
Make sure you are fully aware of the inclusions and exclusions before filing a bike insurance claim in order to make the settlement a success. Remember that various states have different rules governing these claims. *
- Informing the police: If there is an accident, call the police to report the incident. If a police FIR report is required, you must have it in order to start the two-wheeler insurance claim process. The police will conduct an investigation at the scene of the incident and, as part of the process, examine the vehicle damage.
- Try to take a phone video of the incident: Record any unintentional accidents or damage to your bike with a camera or take live images. Take note of the other vehicle’s information as well as the names and phone numbers of everybody involved. It will assist with the process of filing an insurance claim and be useful for verification.
- Documentation: Make sure you have all the necessary information, such as witness contact information (with address and phone number for verification), accident site photos (those taken at the time of the accident), and medical/hospital bills if medical attention was needed.
- Alert the insurance provider immediately: Try to notify the business that you bought the two-wheeler insurance policy from as soon as you can. The claim will be processed more efficiently if you provide all the required information about the incident. In addition, you will have to deliver the paperwork needed to start the claim procedure.
If you want to make a bike insurance claim, that is successful. Keep in mind that all insurance companies have rigorous guidelines for notification of claims, and they reserve the right to refuse coverage if any of the aforementioned conditions are not followed.
- Managing your two-wheeler insurance through a two-wheeler insurance app can make the process more convenient and accessible. With the ability to view policy information, make premium payments, and even file claims all from your phone, it eliminates the need for in-person visits to an insurance office. Mobile apps also often offer real-time updates and notifications, making it easier to check two-wheeler insurance on the app and stay on top of important policy information and deadlines.
Filing a two-wheeler insurance claim is a critical aspect of ownership for any two-wheeler owner. With the potential for accidents or theft, having insurance coverage can offer you peace of mind and financial protection in the event of a loss. Understanding the claim process, as well as the five key things to keep in mind, is crucial for a smooth and stress-free experience.
By being aware of the information discussed in this article, two-wheeler owners can ensure that their insurance claim is handled efficiently and that they receive the appropriate compensation in a timely manner. This knowledge can help to ease any anxieties about the process and allow for a more seamless experience. Ultimately, being informed and prepared is the best way to handle a two-wheeler insurance claim.
* Standard T&C Apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
